Exploring Bank Statement Loans : A Solution For Self-Employed Borrowers

Exploring Bank Statement Loans : A Solution For Self-Employed Borrowers

Learn how bank statement loans can help self-employed borrowers qualify for a mortgage without traditional income documentation. Discover the benefits and how they work. ...more

Mortgage

October 14, 20244 min read

Understanding Foreclosure Bail Out Loans: How to Save Your Property Before It's Too Late

Understanding Foreclosure Bail Out Loans: How to Save Your Property Before It's Too Late

Learn how foreclosure bail out loans can help homeowners avoid foreclosure, preserve their credit, and regain financial stability. Discover how these loans work and their key benefits. ...more

Mortgage

October 12, 20243 min read

Act Fast: The Florida Hometown Heroes Program Returns – Your Chance to Unlock Homeownership!

Act Fast: The Florida Hometown Heroes Program Returns – Your Chance to Unlock Homeownership!

Explore the Florida Hometown Heroes Program, designed to help essential workers like firefighters, nurses, and teachers achieve homeownership with financial support. ...more

Mortgage

May 10, 20243 min read

Turning the Tide: Using Reverse Mortgages to Refinance Homes in Foreclosure

Turning the Tide: Using Reverse Mortgages to Refinance Homes in Foreclosure

Explore how reverse mortgages can offer a lifeline for homeowners facing foreclosure, providing a chance to refinance and preserve their homes. ...more

Mortgage

February 27, 20243 min read

The Do's and Don'ts of Mortgage Financing

The Do's and Don'ts of Mortgage Financing

Explore essential tips and pitfalls in mortgage financing, from maintaining credit to avoiding common mistakes, ensuring a smooth loan process. ...more

Mortgage

February 26, 20242 min read

Click the Loan Product to See the Rates

30 Year Conventional Fixed Rate Primary Residence

6.375% : 6.764% APR

Rates shown above are as of November 18th 2024, 95% LTV , 760 FICO score, <40% DTI.

For an official loan estimate or fees worksheet please click here to apply

Rates are subject to change based on market conditions and may vary depending on your credit profile, loan amount, and other factors. The rates provided are for informational purposes only and do not constitute a loan offer or commitment to lend. Equal Housing Lender.

30 Year FHA Fixed Rate Purchase

5.625% : 6.579% APR

Rates shown above are as of November 18th 2024, 96.5% LTV , 760 FICO score, <40% DTI.

For an official loan estimate or fees worksheet please click here to apply

Rates are subject to change based on market conditions and may vary depending on your credit profile, loan amount, and other factors. The rates provided are for informational purposes only and do not constitute a loan offer or commitment to lend. Equal Housing Lender.

30 Year Bank Statement Loan Primary Purchase

7.375% : 7.585% APR

Rates shown above are as of November 18th 2024, 80% LTV , 760 FICO score, <40% DTI.

For an official loan estimate or fees worksheet please click here to apply

Rates are subject to change based on market conditions and may vary depending on your credit profile, loan amount, and other factors. The rates provided are for informational purposes only and do not constitute a loan offer or commitment to lend. Equal Housing Lender.

30 Year DSCR Loan Investment Purchase NO PRE PAY PENALTY

7.875% : 8.111% APR

Rates shown above are as of November 18th 2024, 80% LTV , 760 FICO score, 1.25% Debt Service Ratio

For an official loan estimate or fees worksheet please click here to apply

Rates are subject to change based on market conditions and may vary depending on your credit profile, loan amount, and other factors. The rates provided are for informational purposes only and do not constitute a loan offer or commitment to lend. Equal Housing Lender.

30 Year DSCR Loan Investment Purchase 1 YEAR PRE PAY PENALTY

7.375% : 7.634% APR

Rates shown above are as of November 18th 2024, 80% LTV , 760 FICO score, 1.25% Debt Service Ratio

For an official loan estimate or fees worksheet please click here to apply.

Rates are subject to change based on market conditions and may vary depending on your credit profile, loan amount, and other factors. The rates provided are for informational purposes only and do not constitute a loan offer or commitment to lend. Equal Housing Lender.

30 Year DSCR Loan Investment Purchase 2 YEAR PRE PAY PENALTY

7.250% : 7.495% APR

Rates shown above are as of November 18th 2024, 80% LTV , 760 FICO score, 1.25% Debt Service Ratio

For an official loan estimate or fees worksheet please click here to apply

Rates are subject to change based on market conditions and may vary depending on your credit profile, loan amount, and other factors. The rates provided are for informational purposes only and do not constitute a loan offer or commitment to lend. Equal Housing Lender.

30 Year DSCR Loan Investment Purchase 3 YEAR PRE PAY PENALTY

7.125% : 7.380% APR

Rates shown above are as of November 18th 2024, 80% LTV , 760 FICO score, 1.25% Debt Service Ratio

For an official loan estimate or fees worksheet please click here to apply.

Rates are subject to change based on market conditions and may vary depending on your credit profile, loan amount, and other factors. The rates provided are for informational purposes only and do not constitute a loan offer or commitment to lend. Equal Housing Lender.

30 Year DSCR Loan Investment Purchase 5 YEAR PRE PAY PENALTY

7.000% : 7.253% APR

Rates shown above are as of November 18th 2024, 80% LTV , 760 FICO score, 1.25% Debt Service Ratio

For an official loan estimate or fees worksheet please click here to apply.

Rates are subject to change based on market conditions and may vary depending on your credit profile, loan amount, and other factors. The rates provided are for informational purposes only and do not constitute a loan offer or commitment to lend. Equal Housing Lender.

Get in touch with us

Ready to simplify your mortgage journey? Reach out today, and let's start a conversation about your financial goals. At Simplified Capital, your dream property is closer than you think. Call, Text, or Email anytime. Or feel free to fill out the form and we will contact you!

Every consultation is a no pressure conversation meant to help you feel comfortable about your mortgage financing needs.

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We do business in accordance with the Federal Fair Housing Law (The Fair Housing Amendments Act of 1988) and the Equal Credit Opportunity Act. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, national origin, age, marital status, or because all or part of an individual's income comes from any public assistance program, or because the individual has in good faith exercised any right under the Consumer Credit Protection Act.